Have you just found you perfect student accommodation only to be told that you need to pay up front? You’re not alone – most student accommodation providers in Ireland require the total rent to be paid in one lump sum up front for the entire duration of the contract – that’s typically over €10,000 for a standard 41 or 51 week contract which can be pretty damn hard to pay up front!

So you want to pay monthly? Sounds like a reasonable request but unfortunately it can be complicated and expensive. In order to pay monthly, some student accommodation residences require you to sign up to a guarantor service. Let’s examine exactly what this means below:
What is a Guarantor?
A guarantor is a person who contractually agrees to pay your rent if you’re unable to pay. This guarantor must demonstrate that they are eligible and provide documentation regarding their proof of income etc.
Who can be a rent guarantor?
According to Housing hand, a rent guarantor service, each guarantor must:
- Be aged between 18 and 75 years old
- Be able to demonstrate a positive credit history
- Be able to pay your rent should they need to do so
- Be an Irish resident
Wait a minute…did you say the rent guarantor must be Irish?

Apparently so, Housing hand require your rent guarantor to be an Irish resident. Legal proceedings can be initiated if a guarantor fails to pay so legal jurisdiction in Ireland is important for a company offering a rent guarantor service. This is extremely challenging for international students.
What documentation must a rent guarantor provide?
Your guarantor will need to demonstrate that they’re in a financial position to pay your rent. They’ll need to provide proof of income, identification and sign a legally binding contract in order to be your guarantor.
How much does a rent guarantor service cost?
The short answer is that it’s expensive! Very expensive actually. Unfortunately only housing hand (based in the UK) offers a student rent guarantor in Ireland which means there is no competition. This lack of competition appears to have resulted in very high prices – lets look at an example below:
Chloe wishes to move in to a student accommodation in Ireland for 6 months (let’s say 25 weeks) – the room she likes costs €250 per week. Unfortunately, Chloe only gets paid monthly and she’s therefore not in a position to pay the student residence €6,250 (25 weeks x €250 per week). So she decides to get a quote form a student rent guarantor company in order to enable her to pay monthly – how much is this likely to cost?
Based on our research, the likely quote from a student rent guarantor service for this 25-week contract is a one-time payment of approximately €485. You might be an international student moving to Dublin and quotes like this are hard to analyze, especially when there’s very little competition in the market so you can’t shop around. Our team at Studenthouse.com is based in Dublin – we like to think we understand the market so what do we think?!?
To put it simply, we think €485 is extremely expensive – some might even say it’s a rip off.

So why is €485 expensive? Well we look at this as essentially a form of finance. You’re paying a company to assume responsibility of a financial obligation on your behalf – it’s really a loan. Instead of providing an underlying asset as collateral (as you would do with a loan), you’re providing your guarantor as collateral. The guarantor company has recourse against the person who guarantees the student accommodation rental payments.
Lets get the calculator out and have a closer look.

Ok so if this is essentially a loan, then what’s the finance charge? Well the interest rate would be €485/6,250 which equals 7.76% however this is only a loan for 25 weeks so the effective APR (Annual percentage rate) for this loan would be 16.14% – now that’s expensive. To put that in context, Bank of Ireland offers student loans with an APR from just 5%.
Rent guarantors may be expensive but do you have a choice?
Yes, you do. Contact us at www.co-live.com to learn how we can help. We offer monthly payment plans at much lower rates for students who book with Studenthouse. We also work with some student accommodation providers who provide multi-instalment plans and monthly payments directly which offers great payment flexibility.
We’re always interested to hear your thoughts so feel free to reach out at info@co-live.com
Customer
It s likely there was little space for her stories. Creative Writing M. Eligibility All high school and college students with at least a 2. [url=https://markdivincenzowriter.com]markdivincenzowriter.com[/url]
Customer
[url=https://bestviagrapharmacy.quest/]us viagra prices[/url]
Customer
[url=https://buyfinasteride.shop/]buy propecia 1mg online[/url]
Customer
[url=https://prednisolone.best/]prednisolone 1[/url]
Customer
[url=https://lisinopril.best/]zestril 20 mg[/url]
Customer
They also sell a 600mg CBD cream that comes in a fan favorite lavender scent and is touted for its soothing smell, fast absorption and calming effect. MaryJanesGarden Easy Way to Order Cannabis Seeds Online. As a coffee lover, you ll go crazy for this tasty blend of cold-brewed coffee and lab-tested CBD. [url=https://ijointcbd.com]ijointcbd.com[/url]
Customer
[url=https://modafinil.sale/]modafinil 200mg tablets[/url]
Customer
Very good information. Lucky me I discovered your site by chance (stumbleupon).
I have bookmarked it for later!
Take a look at my blog … reduslim
Customer
[url=https://buyacyclovir.shop/]zovirax oral[/url]
Customer
This study reported decreases in the total score of the MDS-UPDRS 7. Cannabis used for hemp production has been selected for other traits, including a low THC content, so as to comply with the 2018 Farm Bill. MSNL continues to provide consistent quality seeds to date. [url=https://localcbdusa.com]cbd oil[/url]
Customer
[url=https://amoxicillin.directory/]over the counter amoxicillin 500mg[/url]
Customer
[url=https://antabuse.store/]disulfiram medicine[/url]
Customer
I couldn�t stop fucking her, it felt so good with my hard cock so deep in her tight little pussy. A chance like this only comes around like this once in a lifetime and hell, I wasn�t passing this up.
Customer
[url=https://lisinopril.directory/]canadian lisinopril 10 mg[/url]
Customer
“I was very pleased to discover this website. I want to to thank you for ones time for this particularly fantastic read!! I definitely liked every little bit of it and i also have you saved to fav to look at new things on your site.”
https://passporttotheparks.com/author/niasurece/
Customer
[url=https://albuterol.guru/]ventolin medication[/url]
Customer
[url=http://ivermectin.deals/]stromectol without prescription[/url]
Customer
Go a step further and note whether the testing lab is GMP Good Manufacturing Principles certified, and whether the lab is registered with the Food and Drug Administration FDA. However, this can also be a good start if you want to practice making your seeds germinate on your own. French-Kiwi couple and owners Natalie and Romain Le Gal built La Petite Fourchette with one objective to share their love and passion for French food and culture, in particular, the French savoir-faire or know how. [url=https://cbdsolutions.org]cbdsolutions.org[/url]
Customer
[url=http://disulfiram.store/]antabuse price south africa[/url]
Customer
I took a step closer and held the base of my cock as I slid the head just in the entrance of her hole. Then I pulled out and rubbed it along her slit keeping pressure on it so it rubbed her clit as I went. Then back inside, then out, going a bit deeper each time.
Customer
[url=https://cymbalta.store/]price of cymbalta 60 mg[/url]
Customer
[url=http://trazodone.works/]trazodone 200[/url]
Customer
That generally happens in the last couple of weeks before harvesting. You can start with the standard choices that is usually preferred by everyone. Our patients often have. [url=https://cannabiskingsofficial.com]cannabiskingsofficial.com[/url]
Customer
[url=http://ivermectin.deals/]stromectol online canada[/url]
Customer
[url=http://strattera.store/]strattera online uk[/url]
Customer
[url=http://buytretinoin.shop/]buy real retin a online[/url]
Customer
[url=http://disulfiram.store/]buy antabuse online cheap[/url]
Customer
As a sprout, the seed will initially produce leaves with only one ridged blade. He just looks so happy now. MSNL is one of the most experienced and reliable seed bank companies to work with. [url=https://weedmapsbrands.com]weedmapsbrands.com[/url]
Customer
[url=https://buyclomid.shop/]clomid pills online india[/url]
Customer
Amsterdam Marijuana Seeds is one of the oldest companies and one of the first seed banks to gain popularity online. New seedlings should be given access to bright light from the time they emerge. Customer service is a point of emphasis here. [url=https://cannabis-licenses.com]cannabis seeds[/url]
Customer
I used to have a website that I used to cover this, but it got spammed to death. You seem to be better at keeping out the spammers than I did! Well done! http://www.xmc.pl
Customer
[url=https://modafinil.sale/]provigil online us pharmacy[/url]
Customer
Компания «Авторитет Авто» предоставляет качественные услуги по кузовному ремонту автомобилей. Наша фирма находимся на рынке и оказываем качественный ремонт больше 10 лет – [url=https://www.avtoritetavto.net/]Покраска[/url].
За это время мы зарекомендовали себя как сервис, который:
– Располагает доступные цены;
– Работа только с высококачественными материалами;
– Современное оснащение и оборудование;
– Квалифицированные работники, обладающие опыт работы от 10 лет;
– Короткие временные сроки выполнения ремонта без потери свойства;
– Выставление итоговой цены до начала работы;
– Система акций и скидок для постоянных заказчиков;
– Возможность ремонта в рассрочку;
– Гарантия 1 год.
[img]https://i.ibb.co/RcWJBNL/2.jpg[/img]
Какие виды услуг предлагаем
У нас вы можете совершить следующий вид ремонта:
1. Кузовной;
2. Ремонт ходовой части;
3. Восстановление геометрии;
4. Полировочные работы;
5. Работа со стеклами;
6. Замена бампера;
7. Сварка независимо от сложности;
8. Покраска хоть какого уровня трудности;
Кроме этого мы представляем услуги эвакуатора.
Ремонт автомобиля в рассрочку
В нашей компании предоставляется услуга ремонта авто в рассрочку.
Срок рассрочки быть может от 1 до 6 месяцев. Максимально возможный срок устанавливается после определения последующих характеристик:
– Уровень сложности ремонта;
– Масштаб всей работы;
– Размер вероятной предоплаты.
Кроме этого большое значение имеет марка вашего авто.
Какие материалы используем
Наш сервис работает с материалами следующих компаний-производителей: U-POL, BASF BASLAK, GLASURIT.
Долгое сотрудничество с этими изготовителями позволяет гарантировать высочайшее качество работы нашим клиентам.
Более подробно подробно ознакомится с ценами вы можете на нашем сайте либо именно у мастера на станции ремонта. Тут же может быть ознакомится с отзывами и выяснить время работы ближайшего от вас Сто.
Customer
Appreicate your thoughts, Im not always in agreement, but you do cause a peron to think keep blogging! http://www.piano.m106.com
Customer
[url=http://seroquel.store/]seroquel brain damage[/url]
Customer
[url=http://augmentin.shop/]buy augmentin 625mg[/url]
Customer
[url=http://buyantibiotics.shop/]amoxicillin over the counter nz[/url]
Customer
[url=http://prednisolone.directory/]prednisolone 15[/url]
Customer
[url=http://onlinepharmacy.works/]reliable canadian pharmacy[/url]
Customer
[url=https://cialispillnorx.monster/]tadalafil tablets 10mg in india[/url]
Customer
Спортивное питание будет доставлено на автомобиле в всякую точку Петербурга. Мы упакуем и доставим Для вас заказанное спортивное питание Петербург наши курьеры знают отлично – в этом Вы можете быть уверены. Заказанное питание для спорта будет у Вас в кратчайшие сроки. Приобрести спортивное питание с помощью Sports Nutrition прибыльно, удобно и просто – необходимо заполнить форму на сайте или позвонить по телефону. [url=https://sportsnutrition-24.com/aktivnoe-dolgoletie/koenzim-q10/]коэнзим q10[/url]
Customer
Спортивное и диетическое питание, добавки и витаминно-минеральные комплексы прочно вошли в нашу жизнь, при этом независимо от того, увлечены мы спортом спортом либо нет. Потому доступность и качество здорового питания – это основные аспекты выбора.
В сети магазинов Sports Nutrition необходимо получить более 1500 товаров диетического и питания для спорта, а кроме этого экипировку, инвентарь для занятий спортом от забугорных и отечественных компаний-производителей. И мы не стоим на месте, постоянно пополняем полки наших магазинов как можно актуальными новинками, так хорошо зарекомендовавшими себя брендами. [url=https://sportsnutrition-24.com/gejnery/vysokouglevodnye-gejnery/]высокоуглеводные гейнеры[/url]
Customer
[url=https://orderviagramedicationnoprescription.monster/]canadian viagra coupon[/url]
Customer
I need to to thank you for this great read!! I certainly loved every bit of it. I have got you book-marked to look at new things you postÖ
Customer
[url=http://cheapcialis40withoutprescription.monster/]buy cialis usa[/url]
Customer
[url=http://cialisbestpillspharmacy.quest/]cialis price canada[/url]
Customer
[url=http://viagrabestmedicineonlinedrugstore.quest/]buy viagra without prescription[/url]
Customer
[url=https://onlinecialispillswithnorx.monster/]buy cialis through paypal[/url]
Customer
[url=http://onlinecialisdrugnorx.quest/]where to buy tadalafil uk[/url]
Customer
Very nice write-up. I absolutely appreciate this site. Stick with it!